First if you are looking at getting a car loan then make sure that you get your loan before you go into a dealership because in many cases the dealership is looking to sell the car and they may not be able to get you the best interest rate if you have bad credit.
Secondly it is much easier when you are purchasing a car or home to have your loan in place when you go to look at the new item. It is much easier to be pre-approved and you will be able to get the best loan for you if you take the time to get the loan first.
Finally it is important to check with many lenders so that you can get the best interest rate quote. You will find that some lenders are more friendly to people who are trying to get a approved for a loan who have bad credit.
Remember that you need to look around to find the best interest rate on your new loan. A low interest rate can save you money over the life of the loan.
Bryan_Burbank
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