Money is an integral part of how we live our lives, whether we like it or not. There are many things that require money, and major changes that we want to make to our lives will often require significant sums of money. Through the careful use of installment loans, people are empowered financially to change their lives for the better. Loans are golden keys, but they require discipline in repayment to prevent causing more harm than help. How can loans change lives? Here are a few short stories to illustrate this wonder of finance.
Moving Out, Moving Up
James grew up in a bad part of town. His parents were not the best people, and they could not ever afford more than the bare necessities, but they were a close family. As such, James grew up constantly wanting a better life for himself and his parents. After finishing community college at the top of his class, he lands a decent job. After a few months, he finds a home in one of the better parts of town that would be perfect for his parents and himself. He applies for a loan at a bank, and buys the house. He spends the next two decades paying back a little bit every month, but never once regretted his decision to move out of the old neighborhood.
The Final Stretch
Paul is a law student, and is set to become a lawyer in less than a year if he passes the bar. He is hardworking and diligent, and his parents are happy to provide for him until he gets his license. At this crucial time, tragedy strikes. While visiting their relatives, Paul's parents are caught in an earthquake that causes the house they were in to collapse on them. Paul's parents are dead, and Paul is struck with grief. After arranging his parents' funeral and burial, he is left with little money and no apparent means of finishing school. There is hope, however. With an installment loan that he arranges with a bank, he is able to finish the final stretch and becomes a lawyer and works to pay off his debt. Tragedy may strike, but people are resilient and will move on with their lives. When these tragedies strike, loans can prove useful in recovery and pushing past obstacles.
A Cure For Many
Maria is a researcher on infectious diseases and medicines. She is headstrong and independent, and does not want to ask for help from her company. She believes she is close to a breakthrough in her personal research, but the laboratory tests and equipment she needs to test her theory cost much more than she can spare. With the disease she is researching infecting more people daily, time was essential. She bites the bullet and takes out an installment loan that could either save thousands of lives or cripple her financially. Her investment pays off, and her paper receives much attention in her professional community. Soon, medicines based on her research results are made and distributed, saving thousands and potentially preventing many more infections. Good people often do not have the resources to make great things happen, but at least loans are available for them to make the world a better place.
Martin_Willson
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